"As someone who obtained a mortgage directly from the banks in the past, I was really pleased with how fast and painless Bill bill made the process. I would not hesitate to come back to Bill again in the future."
- Dale Campbell

As a repeat buyer, you might already be aware of the pitfalls that await the do-it-yourself borrower. Obtaining the best mortgage rates and terms does not have to be difficult. By using my services, the process can be easy and convenient for you.

As your mortgage broker, I will find the lending institution with the best rates and terms for your mortgage - at no cost to you. My services are free to you because the lender pays me directly. Paying me on a per-deal basis is very cost-effective for lenders because they don't have to incur any of my operating costs, and they don't pay me until I bring them business. Because of the large volume of mortgage dollars that I process for lenders, I can obtain sizeable discounts on mortgage rates - guaranteeing that you will get the best rates available.

As a repeat buyer, the first thing you should do is obtain pre-approval. The pre-approval process will:

• help determine how much you qualify for
• reserve your mortgage rate for up to 120 days
• identify the documents needed to secure approval.

I can make this process quick and easy for you. You can apply on-line, call me for an over-the-phone application, or make an appointment to talk with me in person. For a quick turnaround time on pre-approval, I require verification of employment and information on your personal net worth. Contact me to find out more.